Students in one of the lecture rooms

Financing Options

There are many ways to finance studies abroad. Please see here for an overview.


If you have decided to spend time abroad within Europe, the chances are high that you will be able to receive funding via the Erasmus+ funding programme. For more information on the participating countries and Erasmus+ funding available, please see the overview on the Erasmus+ programme. More information is available in the sections on studying and completing internships abroad.

International BAföG

In principle, we always recommend students submit an application for international BAföG (federal student loan). Many students receive this funding despite the fact that their parents’ income means they are not eligible for BAföG within Germany. However, please be aware that you will need to submit your application to the responsible BAföG office (only available in German) at least six months before you go abroad. Funding conditions include sufficient language proficiency and a stay of at least one semester (even if you are completing an internship).

Education Loans

An Education Loan (Bildungskredit) is another option to finance your time abroad. It consists of a low-interest loan with monthly payments of around € 300 for a maximum of 24 months. Education Loans are not means-tested, i.e. your parents’ income and personal assets are irrelevant. For more information, please ask at the BAföG office, your Studentenwerk, or a bank.


A whole host of different scholarships are available in Germany, which may make it difficult to identify the best option for you. The German Academic Exchange Service (Deutscher Akademischer Austauschdienst, DAAD) provides sound information on this subject in its scholarship database, which is a good starting point. If you take the time to search for a scholarship, you will undoubtedly find a funding source to suit your needs. You can then able to apply for funding directly. We have also compiled a list of local and regional funding sources for you: BayInd, BayLat, BayHost, BayChina, BaCaTeC, BFHZ, Walter Ell Foundation, Dr. Georg Schaefer Youth Foundation (only available in German), Ranke-Heinemann Institute.

Grants for outgoing students - Promos, Erasmus+ non-EU, federal state funding

You are also able to apply directly to the International Office at FHWS for funding from the DAAD (PROMOS or Erasmus+ International) or the Bavarian State Ministry of Education and Culture, Science and Art. The funding decision is based on the following selection criterion: Academic success, financial need and personal motivation.

  1. Apply for your stay abroad at the International Office via the MoveOn portal (only if you haven’t applied yet; you might have already applied for example after your faculty at FHWS has nominated you at the International Office for an exchange semester).

  2. Afterwards, please apply for an overseas funding grant via mail at Mr. Thomas Schmitt with the following documents:
    • Application for an overseas funding grant
    • Declaration of financial circumstances
    • Proof of income
    • Current Transcript of Records
    • Current matriculation certificate
    • Letter of motivation
    • Work/Internship contract (where applicable)
    • BAföG confirmation (where applicable)

  3. Please note the application deadlines: 30 November to apply for funding for the following summer semester and 15 June to apply for funding for the following winter semester.

  4. After the application deadline, the International Office will review the applications and contact the students selected for funding.


Do you still have questions? Do not hesitate to contact us!

Thomas Schmitt
Thomas Schmitt

Study and internships abroad advisor (Würzburg)
Thomas Schmitt
Room T.0.02
Tiepolostraße 6
97070 Würzburg
Phone +49 931 3511-8172
E-Mail thomas.schmitt[at]

Mon - Fri 9:00 - 12:00, or upon arrangement